--- title: Why do I need telematics to be insured by Flock? description: Our ability to generate personalised pricing is dependent on analysing your insured vehicle data (such as mileage, GPS, acceleration and speed). We then use this to calculate how much you’ll pay. We’l --- [Skip to content](https://help.flockcover.com/why-do-i-need-telematics-to-be-insured-by-flock#main-content) English Show submenu for translations ![WebReadyLogo\_Horizontal\_TransparentBG.png\]](https://help.flockcover.com/hs-fs/hubfs/WebReadyLogo_Horizontal_TransparentBG.png?height=40&name=WebReadyLogo_Horizontal_TransparentBG.png) - [Default HubSpot Blog](https://flockcover.hubspotpagebuilder.com/blog) Open main navigation Close main navigation - [Default HubSpot Blog](https://flockcover.hubspotpagebuilder.com/blog) - English Show submenu for translations - Go to flockcover.com Go to flockcover.com Hello. How can we help you? - There are no suggestions because the search field is empty. 1. [Fleet Insurance FAQ](https://help.flockcover.com/) 2. [Telematics Support](https://help.flockcover.com/telematics-support) # Why do I need telematics to be insured by Flock? Our ability to generate personalised pricing is dependent on analysing your insured vehicle data (such as mileage, GPS, acceleration and speed). We then use this to calculate how much you’ll pay**.** We’ll work out your monthly usage-based premium using your fleet’s insured vehicle data. We’ll look at these factors in your fleet: - How fast your insured vehicles are going. - How safely your insured vehicles are being driven (things like speeding and cornering). - What time of day you’re using your insured vehicles. - Where your insured vehicles are being driven ---   **Ready to get started? ** [**![Request a quotes CTA](https://help.flockcover.com/hs-fs/hubfs/Request%20a%20quotes%20CTA.png?width=307&name=Request%20a%20quotes%20CTA.png)**](https://flockcover.com/motor#get-a-quote)   - [Making a Claim](https://help.flockcover.com/making-a-claim) - [Flock for Motor Fleets](https://help.flockcover.com/flock-for-motor-fleets#main-content) - [Buying Motor Insurance](https://help.flockcover.com/flock-for-motor-fleets#buying-motor-insurance) - [Policies and Coverage](https://help.flockcover.com/flock-for-motor-fleets#policies-and-coverage) - [Motor Customer's Portal](https://help.flockcover.com/flock-for-motor-fleets#motor-customers-portal) - [Telematics](https://help.flockcover.com/flock-for-motor-fleets#telematics) - [Rebates](https://help.flockcover.com/flock-for-motor-fleets#rebates) - [Safety Insights](https://help.flockcover.com/flock-for-motor-fleets#safety-insights) - [Flock for Brokers](https://help.flockcover.com/flock-for-brokers#main-content) - [Connected Insurance Policies](https://help.flockcover.com/flock-for-brokers#connected-insurance-policies) - [Changes to Scoring](https://help.flockcover.com/changes-to-scoring) - [Telematics Support](https://help.flockcover.com/telematics-support) - [Contact Us](https://help.flockcover.com/contact-us) - [Legal Information](https://help.flockcover.com/legal-information) - [Default HubSpot Blog](https://flockcover.hubspotpagebuilder.com/blog) [![Chill listening crop-3](https://help.flockcover.com/hs-fs/hubfs/WebReadyLogo_Horizontal_TransparentBG.png?width=84&height=24&name=WebReadyLogo_Horizontal_TransparentBG.png "Chill listening crop-3")](https://flockcover.com/) Copyright © 2026, Flock, a trading style of Flock Limited, is authorised and regulated by the Financial Conduct Authority (FRN: 940009)