When do we get paid commission on these policies?

We pay commission through the broker statement. Once we send the broker statement, finance has already calculated the commission for that month. We will continue to pay commission in this way. 

The only difference with the rebates policy is that if a client earns a rebate, the commission from this will be deducted from the broker statement. This will be reflected in the broker statement once the rebate has been credited to the client. The client is credited in month 12 for a renewal and after month 18 if they decide not to renew.