What type of fleets can Flock insure?

Flock's Appetite Guide is designed to help our broker partners understand what kind of fleets we are able to offer terms on.

A detailed appetite guide can be found in the Flock Appetite Guide. Here is a summary of the wide range of fleets Flock's insurance can cover:

  1. Courier Fleets: Delivery Service Partners (DSPs) for companies like Amazon, DPD, and DHL. Suitable for fleets with more than 10 vehicles, including up to 10% Heavy Goods Vehicles (HGVs).

  2. Own Goods Fleets: Fleets for tradesmen and food distribution, including plumbers, caterers, and florists. Applicable for fleets with more than 20 vehicles, with up to 10% HGVs.

  3. Short-Term Rental Fleets: Rental services for terms less than 30 days, including car-sharing platforms and airport rentals. Suitable for fleets with more than 10 vehicles under 3.5 tons.

  4. Long-Term Rental Fleets: Vehicle leasing for more than 30 days, including Salary Sacrifice schemes and company car schemes. Designed for fleets planning to grow over 50 vehicles within 12 months, with vehicles under 3.5 tons.

  5. Taxi Fleets: Public and private hire, including compliance with Uber and Bolt requirements. Covers cars, mini-buses, and black cabs.