--- title: How does Flock reward safer driving? description: From the 1st of July 2022, all Connected Fleet Insurance policies from Flock include Safety and Mileage Rebates as standard. --- [Skip to content](https://help.flockcover.com/how-does-flock-reward-safety#main-content) English Show submenu for translations ![WebReadyLogo\_Horizontal\_TransparentBG.png\]](https://help.flockcover.com/hs-fs/hubfs/WebReadyLogo_Horizontal_TransparentBG.png?height=40&name=WebReadyLogo_Horizontal_TransparentBG.png) - [Default HubSpot Blog](https://flockcover.hubspotpagebuilder.com/blog) Open main navigation Close main navigation - [Default HubSpot Blog](https://flockcover.hubspotpagebuilder.com/blog) - English Show submenu for translations - Go to flockcover.com Go to flockcover.com Hello. How can we help you? - There are no suggestions because the search field is empty. 1. [Fleet Insurance FAQ](https://help.flockcover.com/) 2. [Flock for Motor Fleets](https://help.flockcover.com/flock-for-motor-fleets) 3. [Policies and Coverage](https://help.flockcover.com/flock-for-motor-fleets#policies-and-coverage) # How does Flock reward safer driving? ## From the 1st of July 2022, all Connected Fleet Insurance policies from Flock include Safety and Mileage Rebates as standard. Flock incentivises safer driving by giving fleets the ability to earn up to 10% of their policy premium back if they improve fleet safety during the policy term or drive less than expected.  The Rebates tab on Flock's Fleet Portal gives fleets and brokers the ability to see accumulated rebates, monitor mileage, view claims and see risk on a per-vehicle basis.    ![RebatesExample](https://help.flockcover.com/hs-fs/hubfs/RebatesExample.png?width=500&name=RebatesExample.png) Fleets must have a loss ratio of less than 55% at the end of their policy to be eligible for an annual premium rebate of up to 10%. Rebates are calculated using telemetry data received from your vehicles and will be based on the following: The **Mileage Rebate** is calculated by comparing actual mileage vs estimated mileage. Clients are able to earn up to a maximum of 6% rebate as a percentage of gross premiums. For new business customers, we require an accurate estimated mileage so that we can calculate this effectively and is an important step in pricing the policy.  The **Risk Rebate** is calculated by comparing the Risk Score at inception vs the average Risk Score throughout the policy period. Clients are able to earn up to a maximum of 4% rebate as a percentage of gross premiums. Non renewing clients will only be entitled to 50% of the calculated rebate. - [Making a Claim](https://help.flockcover.com/making-a-claim) - [Flock for Motor Fleets](https://help.flockcover.com/flock-for-motor-fleets#main-content) - [Buying Motor Insurance](https://help.flockcover.com/flock-for-motor-fleets#buying-motor-insurance) - [Policies and Coverage](https://help.flockcover.com/flock-for-motor-fleets#policies-and-coverage) - [Motor Customer's Portal](https://help.flockcover.com/flock-for-motor-fleets#motor-customers-portal) - [Telematics](https://help.flockcover.com/flock-for-motor-fleets#telematics) - [Rebates](https://help.flockcover.com/flock-for-motor-fleets#rebates) - [Safety Insights](https://help.flockcover.com/flock-for-motor-fleets#safety-insights) - [Flock for Brokers](https://help.flockcover.com/flock-for-brokers#main-content) - [Connected Insurance Policies](https://help.flockcover.com/flock-for-brokers#connected-insurance-policies) - [Changes to Scoring](https://help.flockcover.com/changes-to-scoring) - [Telematics Support](https://help.flockcover.com/telematics-support) - [Contact Us](https://help.flockcover.com/contact-us) - [Legal Information](https://help.flockcover.com/legal-information) - [Default HubSpot Blog](https://flockcover.hubspotpagebuilder.com/blog) [![Chill listening crop-3](https://help.flockcover.com/hs-fs/hubfs/WebReadyLogo_Horizontal_TransparentBG.png?width=84&height=24&name=WebReadyLogo_Horizontal_TransparentBG.png "Chill listening crop-3")](https://flockcover.com/) Copyright © 2026, Flock, a trading style of Flock Limited, is authorised and regulated by the Financial Conduct Authority (FRN: 940009)