As stated in our policy wording: 'No claim shall be payable under this Section if other insurance which is payable in consequence of loss or damage covered under this Section has been or shall be effected by or on behalf of the Insured without the knowledge or consent of the Insurers.'

In human language, this essentially means that we are not able to insure your flight if you have another active insurance policy. Double insurance can create confusion, and we want to avoid that! However, even if you have an existing policy, you can still download the app and use our risk-map as a safety tool.

If you want to be covered by Flock, you'll need to cancel your existing insurance policy, and say farewell to annual subscriptions. After that, you can be insured with Flock only when you need.

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