The Flock Cover app is built around using real-time data to offer you transparent policies based on the risks around you. 

It is because of the accuracy of this data that you might find your Risk Metric increasing when you select your policy to last for two hours instead of one. It could be that it is going to rain in the second hour, or that you'll then be flying in rush hour. These new factors across the two hour period will increase your risks, hence a higher Risk Metric. 


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