Flock determines your policy price instantly based on your surrounding risks. We do this by collecting a lot of data:

  • Operator profile: (how experienced you are ie. the number of hours you have flown, and your claims history) 
  • Environmental data: (this includes ground hazards such as nearby buildings and  schools) 
  • Hyperlocal weather conditions: (such as the real-time wind speed in the area you are flying in) 
  • Drone details: (Its weight, top speed, maximum flight height and so on)

Our algorithms then convert all of this data into a risk metric, which appears at the bottom of your screen. Our pricing is risk-dependent; so the lower the risk metric, the cheaper the policy. 

Here's a diagram that nicely sums all this up:

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